Dental Coverage That Complements Your Medicare Plan

Dental insurance options for seniors in Dunmore, Pennsylvania.

If you live in Dunmore and you have noticed that your Medicare plan does not cover routine dental care, you may be looking for a separate dental insurance policy to help manage the cost of cleanings, fillings, and more involved procedures. Mary Massino Insurance Broker helps seniors explore dental coverage options that fit their oral health needs and budget.

Dental insurance typically covers preventive care like exams and cleanings at little or no cost, while also helping with routine and major procedures like crowns, root canals, and dentures. Mary explains how different plans structure their coverage, what waiting periods apply, and how much you can expect to pay out of pocket for common services.

Schedule a personalized dental insurance discussion in Dunmore to review your options and next steps.

What a Dental Insurance Consultation Includes

Your dental insurance consultation begins with a conversation about your current oral health, the services you use most often, and whether you have any upcoming procedures planned. Mary meets with clients throughout Northeastern Pennsylvania, often in their homes or at the office, depending on what works best for you.

After the consultation, you will know which plans cover your dentist, what your monthly premium and annual maximum will be, and how much you will pay for preventive, routine, and major services. You will also understand any waiting periods that apply before certain benefits become available.

Mary continues to support clients after enrollment by helping them understand their benefits, file claims if needed, and adjust coverage if their oral health needs change. This ongoing guidance means you are not left to figure out your coverage on your own after the policy starts.

Seniors who are shopping for dental insurance often wonder how much it costs, what the annual maximums are, and whether they can keep their current dentist under a new plan.

You might have a few questions before choosing a plan

Most plans cover preventive care like cleanings and exams at 100 percent, routine care like fillings at 70 to 80 percent, and major care like crowns and dentures at 50 percent. Coverage percentages and annual maximums vary by plan.
What does dental insurance typically cover?
How do waiting periods work?
Some plans require you to wait several months before you can use benefits for routine or major procedures. Preventive care is usually available right away, but Mary explains the waiting periods for each plan so you know what to expect.
Can I keep my current dentist?
That depends on whether your dentist is in the plan's network. Mary checks your dentist's participation and helps you find a plan that keeps your current provider or offers quality alternatives in Dunmore.
What is an annual maximum?
An annual maximum is the most the insurance company will pay for your dental care in a calendar year. Once you reach that limit, you pay for additional services out of pocket until the next year.
Why should I get dental insurance if I only need cleanings?
Even if you only need preventive care now, dental insurance protects you if you need a filling, crown, or other procedure later. It also helps you budget for oral health without facing surprise bills.

Mary Massino Insurance Broker offers one-on-one dental insurance consultations throughout Dunmore, helping seniors compare plans without overwhelming details and make informed decisions about their oral health coverage. Get in touch to schedule a meeting and review your options.